Morley & McConkie is your FHA certified appraisal company

We assure you that Morley & McConkie is an FHA-certified appraisal company in UT. Morley & McConkie is qualified and approved to do appraisals for FHA insured financial transactions. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Morley & McConkie is well-trained on how to follow the rules and regulations provided.

If your property loan is FHA insured, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to benefit low-to-moderate income buyers help meet credit expectations if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lesser income or less starting capital to use as a down-payment on a financial transaction benefit the most from FHA loan programs.